Reverse mortgage specialist in Sonoma, California
Michael Brouse serves homeowners 55 and older throughout Sonoma and the Sonoma Valley with honest reverse mortgage guidance and zero pressure.
Reverse mortgages for Sonoma homeowners
Sonoma is one of the most desirable communities in the North Bay, and home values here reflect that. Many Sonoma homeowners have built up substantial equity over the years, making them strong candidates for a reverse mortgage that can unlock that value without requiring them to sell.
Michael Brouse is based nearby in Petaluma and serves Sonoma homeowners directly. He knows the Sonoma Valley market and brings over 20 years of mortgage expertise to every conversation, with a genuine focus on helping you make the right call for your retirement.
Do you qualify for a reverse mortgage in Sonoma?
- At least one borrower on title must be 55 or older
- Your Sonoma home must serve as your primary residence
- Sufficient equity is required, typically 50% or more
- The property must satisfy FHA condition and eligibility requirements
- You must complete HUD approved counseling before the loan can close
Sonoma home values and what they mean for you
Sonoma has long attracted buyers who value the wine country lifestyle, and that desirability has driven strong long term appreciation. Many homeowners here are sitting on more equity than they realize. A reverse mortgage is one of the few tools that lets you access it without giving up the home you love.
For higher value Sonoma properties, a jumbo reverse mortgage may unlock loan amounts up to $4 million. Request a free estimate to see your real numbers with no obligation.
Get your free Sonoma estimate
No obligation. Michael follows up personally, usually the same day.
Why Sonoma homeowners are strong candidates
High property values
Sonoma's wine country appeal has driven strong long term appreciation, giving many homeowners more equity than they expect.
Stay in wine country
Access your equity without selling. Keep the home and the Sonoma lifestyle you have built over a lifetime.
Jumbo options available
Higher value Sonoma homes may qualify for a jumbo reverse mortgage with loan amounts up to $4 million.
A North Bay specialist
Michael is based nearby in Petaluma. He knows the Sonoma Valley market and serves Sonoma homeowners directly.
See what your Sonoma home could unlock in retirement.
Get an EstimateA North Bay reverse mortgage specialist you can trust
Michael Brouse has been helping homeowners throughout Sonoma and the North Bay for years. With over 20 years in the mortgage industry and a deep focus on reverse mortgages, he brings real expertise and genuine honesty to every conversation.
He educates you first, answers every question, and tells you straight up whether a reverse mortgage makes sense for your situation. If it does not, he will say so. No pressure, no rush, just a real conversation from someone who knows this market.
Serving all of Sonoma County and the North Bay
Michael serves homeowners throughout the North Bay region. If you live near Sonoma, he serves your area too.