Reverse mortgage specialist in Santa Rosa, California

Reverse mortgages for Santa Rosa homeowners

Santa Rosa is the largest city in the North Bay and home to thousands of longtime homeowners who have built substantial equity over the years. A reverse mortgage can turn that equity into real financial flexibility in retirement, without requiring you to sell the home you have lived in for decades.

Michael Brouse is based in nearby Petaluma and serves Santa Rosa homeowners directly. When you reach out, you are talking to a local specialist who knows the Sonoma County market and is genuinely committed to helping you make the right decision for your situation.

Do you qualify for a reverse mortgage in Santa Rosa?

• At least one borrower on title must be 55 or older
• The home must be your primary residence in Santa Rosa
• You must have sufficient equity in the home, generally at least 50%
• The property must meet FHA eligibility standards
• Independent HUD approved counseling is required prior to closing

Santa Rosa home values and what they mean for you

Home values across Santa Rosa have appreciated significantly over the past two decades. That long term appreciation means many Santa Rosa homeowners are sitting on more equity than they realize. A reverse mortgage is one of the few tools that lets you access that equity without selling.

For higher value Santa Rosa properties, a jumbo reverse mortgage may be available with loan amounts up to $4 million. The best way to see your real numbers is to request a free estimate with no obligation.