About Michael Brouse, reverse mortgage specialist in Petaluma and the North Bay
More than 20 years in the mortgage industry, and a genuine love for helping seniors step into retirement with freedom, comfort, and dignity.
Meet Michael Brouse
What I do as a reverse mortgage specialist
I help homeowners 55 and older unlock the equity in their homes so they can live out their retirement years with the financial freedom, comfort, and dignity they have earned. A reverse mortgage is simply the vehicle. The real goal is a retirement that feels secure.
Based in Petaluma, I proudly serve homeowners throughout Petaluma, Santa Rosa, and all of Sonoma County. To find out whether a reverse mortgage is the right option for you, call me anytime. There is never any pressure, and never any obligation.
mortgage industry
More than 20 years in the mortgage industry
With over two decades in the mortgage industry, I understand it inside and out, and I love helping seniors explore what retirement can look like with a reverse mortgage as the vehicle to get there. Based in Petaluma, I've spent my career building relationships with families throughout Sonoma County and the North Bay.
My approach is hands on. I work closely with each person to uncover their specific needs and goals, because education is the key to knowing whether a reverse mortgage is truly the right fit for you.
All opinions expressed here are my own and do not necessarily represent the position of my employer.
Who I work with
- Homeowners 55 and older with 50% or more equity in their home.
- Financial advisors and CPAs who want to give their clients smart retirement options using a reverse mortgage.
- Homeowners 55 and older with 50% or more equity who want to consolidate debt, enjoy their bucket list, or tap into their equity to eliminate a monthly mortgage payment. As with any mortgage, you must meet your loan obligations, including staying current on property taxes, insurance, maintenance, and any homeowners association fees.
- Realtors, financial advisors, Medicare agents, estate planning attorneys, and CPAs who want a strategic reverse mortgage specialist on their side.
How financial advisors use reverse mortgages for their clients
- To help pay for health care and everyday living expenses.
- As a potential safety net for clients who still want flexibility with their other investments.
- To provide additional funds for clients who need them.
- To protect a spouse.
- As a strategy that can free up significant cash for clients who are downsizing or right-sizing their retirement home.
The reverse mortgage options I offer
HECM Loans
The Home Equity Conversion Mortgage, the FHA insured reverse mortgage and the most common option for homeowners 55 and older.
Learn more →Jumbo Reverse Mortgages
For higher value homes, with loan amounts available up to $4,000,000 for those who qualify.
Learn more →HECM for Purchase
Also known as HECM for Purchase, this lets you buy your next home using a reverse mortgage and keep more cash in your pocket.
Learn more →Ready to talk about your retirement?
Financial advisor, realtor, or CPA? Let's partner together.