Reverse mortgage specialist in Novato, California
Michael Brouse serves homeowners 55 and older throughout Novato and Marin County with honest reverse mortgage guidance and zero pressure.
Reverse mortgages for Novato homeowners
Novato is Marin County's largest city and home to thousands of longtime homeowners who have watched their property values climb steadily for decades. That appreciation is a real asset, and a reverse mortgage is one of the most effective ways to put it to work without selling the home you love.
Michael Brouse is based nearby in Petaluma and serves Novato homeowners directly. He brings over 20 years of mortgage expertise and a deep focus on reverse mortgages to every conversation, with a genuine commitment to helping you make the right financial decision for your retirement.
Do you qualify for a reverse mortgage in Novato?
- At least one borrower on title must be 55 or older
- The Novato home must be where you live full time
- You must have meaningful equity in the property, generally 50% or more
- The home must meet FHA property condition requirements
- Third party HUD approved counseling is required before the loan closes
Novato home values and what they mean for you
Novato benefits from its position in Marin County, one of the most desirable real estate markets in the country. Home values here are strong, and many longtime homeowners are sitting on significantly more equity than they realize. A reverse mortgage lets you access that equity without selling or making monthly mortgage payments.
For higher value Novato properties, a jumbo reverse mortgage may be available with loan amounts up to $4 million. Request a free estimate to see your real numbers with no obligation.
Get your free Novato estimate
No obligation. Michael follows up personally, usually the same day.
Why Novato homeowners are strong candidates
Strong Marin County values
Novato's Marin County location has driven decades of strong appreciation, leaving many homeowners with substantial untapped equity.
Stay in your home
Access your equity without selling. Keep the home, the title, and the community you have built your life around.
Jumbo options available
Higher value Novato homes may qualify for a jumbo reverse mortgage with loan amounts up to $4 million.
A local North Bay specialist
Michael is based nearby in Petaluma. He knows the North Bay market and serves Novato homeowners directly.
See what your Novato home could unlock in retirement.
Get an EstimateA North Bay reverse mortgage specialist you can trust
Michael Brouse has been helping homeowners throughout Novato and the North Bay for years. With over 20 years in the mortgage industry and a deep focus on reverse mortgages, he brings real expertise and genuine honesty to every conversation.
He educates you first, answers every question, and tells you straight up whether a reverse mortgage makes sense for your situation. If it does not, he will say so. No pressure, no rush, just a real conversation from someone who knows this market.
Serving all of the North Bay and beyond
Michael serves homeowners throughout the North Bay region. If you live near Novato, he serves your area too.