Reverse mortgage specialist in Petaluma, California
Michael Brouse is based right here in Petaluma. He serves homeowners 55 and older throughout the city and the surrounding North Bay with honest reverse mortgage guidance and zero pressure.
Reverse mortgages for Petaluma homeowners
Petaluma is one of Sonoma County's most established communities, and many homeowners here have built up significant equity over the years. A reverse mortgage can put that equity to work, giving you more financial flexibility in retirement without requiring you to sell the home you love. Whether you are in a historic Victorian near Downtown Petaluma or a newer home east of Highway 101, Michael can walk you through your specific options.
Michael Brouse lives and works in Petaluma. When you call, you are talking to someone who knows this community, understands the local real estate market, and is genuinely invested in helping you make the right decision for your situation.
Do you qualify for a reverse mortgage in Petaluma?
- At least one borrower on title must be 55 or older
- The home must be your primary residence
- You need sufficient equity, generally at least 50%
- The home must meet FHA property eligibility guidelines
- HUD approved counseling is required before closing
Petaluma home values and what they mean for you
Home values in Petaluma have climbed steadily over the past two decades. That appreciation is a real asset, and a reverse mortgage is one of the few tools that lets you access it without selling. Petaluma homeowners with higher value properties may also qualify for a jumbo reverse mortgage, which can unlock loan amounts up to $4 million for qualifying homes.
The exact amount you can access depends on your age, your home's appraised value, and current interest rates. The best way to find out your real numbers is to request a free estimate.
Get your free Petaluma estimate
No obligation. Michael follows up personally, usually the same day.
Why Petaluma homeowners are strong candidates
Strong home equity
Years of appreciation in Petaluma's housing market means many homeowners are sitting on more equity than they realize.
Stay in your home
A reverse mortgage lets you tap your equity without selling. You keep the home, the title, and the neighborhood you've built your life in.
Improve cash flow
Eliminate your monthly mortgage payment and free up hundreds of dollars every month for the retirement you've earned.
A local specialist
Michael is based in Petaluma. He knows the market, the neighborhoods, and the community. This isn't a call center.
See what your Petaluma home could unlock in retirement.
Get an EstimateA Petaluma reverse mortgage specialist you can trust
Michael Brouse has been helping homeowners in Petaluma and the surrounding North Bay for years. With over 20 years in the mortgage industry and a genuine focus on reverse mortgages, he brings a level of knowledge and honesty that makes a real difference when you are making one of the biggest financial decisions of your life.
His approach is simple. He educates you first. He answers every question. And he tells you honestly whether a reverse mortgage makes sense for your situation, even if the answer is no. No pressure. No rush. Just straight answers from someone who lives in the same community you do.
Serving all of Sonoma County and the North Bay
Michael serves homeowners throughout the North Bay region. If you live near Petaluma, chances are he serves your area too.