michaelbrouse.com · Retirement Mortgage Professional
Michael introduces the FHA-insured HECM reverse mortgage and the value of an individual conversation. Eligibility, costs, and ongoing homeowner responsibilities still need careful review.
Video presented by Michael Brouse. Educational content prepared for michaelbrouse.com. Mortgage contact: Michael Brouse, NMLS #805832. Updated 2026-11-13.
Michael Brouse introduces himself as a reverse mortgage advisor and explains that he helps homeowners age 62 or older explore ways their home equity might support retirement. The original video is a short introduction to his approach, rather than a detailed explanation of every loan requirement.
In the video, Michael identifies the loan as a Home Equity Conversion Mortgage, commonly shortened to HECM. He describes it as an FHA-insured reverse mortgage and connects it to the possibility of using housing equity in retirement.
He mentions exploring how much money a proposal could make available and whether a payment stream could fit the homeowner's needs. These are possibilities to evaluate, not a promise of a particular loan amount or retirement outcome.
The video offers a complimentary, no-obligation 30-minute consultation. Michael explains that, if the homeowner wants to continue, a proposal can help show what options might be available. This describes the offer made in this video; the current website offers direct call or text, a callback request, and a one-hour Zoom. Confirm the format that works for you directly with him.
His current Movement Mortgage profile identifies him as a Retirement Mortgage Professional and lists the same contact number heard in the original video: 707-888-8230.
This introductory clip is not a complete eligibility or suitability assessment. Michael's current Movement Mortgage page states that qualification is required and that borrowers must pay property charges, including property taxes, insurance and maintenance. Program terms can change, and an individualized discussion should address those continuing obligations.
Watch the original video for Michael's presentation. A complete verified transcript could not be retrieved in this research session; no reconstructed transcript has been substituted.
A checked complete transcript is not available. Watch the original recording for Michael’s exact wording. Unreliable automatic text has not been substituted.. Transcription may contain errors; the recording is the source of truth.
Prepared for michaelbrouse.com. Mortgage contact: Michael Brouse, NMLS #805832. General education, not individualized legal, tax, financial, or housing advice. Program availability and terms vary; confirm current requirements before acting.